In order to show actual improvements to personal credit files, the following descriptions should help explain how powerful our Credit power tools are in repairing damaged credit.

• Lien refers to a lien from unpaid Federal or State taxes issued by the IRS or government agency by the courts
• Collection refers to any account that was referred or sold to a collection firm, whether a balance is owed or not
• Judgment refers to a court ruling with a monetary award in favor of the plaintiff listed on the credit report of the defendant in a civil case
• Charge-off means a credit card account that was written off as a loss (sometimes referred to as ‘profit loss’) due to being unpaid
• Deleted means the specific entry has been permanently removed from that particular credit report.

“The examples being shown of damaging entries being corrected and deleted from consumer credit files are true and factual. These credit file entries were improved using the exact same methods as described in our Credit Power eBooks, however results can and will vary. No one can control the types of responses, good or bad, that you will receive when dealing with the major Credit Reporting Agencies (Credit Bureaus).”